California Short Sales

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January 2015 / Loma Linda CA – Housing Market Snapshot

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January 2015 / Loma Linda CA – Housing Market Snapshot

– Real Estate Short Sales, Foreclosures & Standard Sales –

Below is a quick summary of Loma Linda, California real estate short sales, foreclosures and REOs and standard sales for the month of January 2015, according to the largest MLS in the country, the CRMLS.

This Loma Linda, California report consists of Loma Linda sales, Loma Linda active listings and Loma Linda pending sales, and also includes Loma Linda short sales, Loma Linda foreclosures and REOs, Loma Linda standard sales and other Loma Linda sales and listings like Loma Linda probate sales and Loma Linda home auctions.

{Short Sale/Short Pay REALTORS – Loma Linda CA}

Please keep in mind some status can overlap. For instance, a Loma Linda home sale or listing can be classified as a short sale and an auction sale, etc.. Because of this the grand total of Loma Linda home sales or listings may not exactly coincide with the total of individual standard sales, short sales, REOs and probate and auction sales and listings in each table:

According to the CRMLS (Multiple Listing Service), there were 7 closed Loma Linda home sales in January, 2015. Below is a break-down of those Loma Linda sales:

Loma Linda, California Closed Sales – January 2015
Sold Loma Linda Standard Sales 5
Sold Loma Linda Short Sales 0
Sold Loma Linda Foreclosure REO Sales 1
Sold Loma Linda Probate, Auction & Other Sales 1

 

According to the CRMLS (Multiple Listing Service), there are 2 pending Loma Linda home sales in January, 2015. Below is a break-down of those Loma Linda pending sales:

Loma Linda, California Pending Home Sales – January 2015
Pending Loma Linda Standard Sales 1
Pending Loma Linda Short Sales 0
Pending Loma Linda Foreclosure REO Sales 0
Pending Loma Linda Probate, Auction & Other Sales 1

 

According to the CRMLS (Multiple Listing Service), there are 10 newly listed active Loma Linda home listings in January, 2015. Below is a break-down of those Loma Linda listings:

Loma Linda, California New Home Listings – January 2015
New Loma Linda Standard Sale Listings 8
New Loma Linda Short Listings 1
New Loma Linda Foreclosure REO Listings 0
New Loma Linda Probate, Auction & Other Listings 1

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Are you considering buying or selling a Loma Linda, California home? Let us help! We have the experience to negotiate your Loma Linda home sale or purchase quickly and favorably.

 

Call us now:

Garrigus Real Estate Group

Call (888) 9-List-It

That’s (888) 954-7848

A Quick Guide to Real Estate Short Sales

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Real Estate Short Sales

Short Sale Agents arrange with mortgage lenders to agree to accept a mortgage payoff that falls short of the balance that is owed by a borrower. In other words, a bank agrees to accept less than what is owed on a borrower’s mortgage. Foreclosure is avoided through the short sale process, which is the primary goal so that the borrower’s credit is not severely damaged as it would be through a foreclosure. If a foreclosure is imminent short sale can help soften the blow.

A foreclosure can seriously affect an individual’s credit and financial future. As a result, and because of the stress that the foreclosure process can cause, most homeowners are willing to consider just about any alternative. When facing foreclosure, the worst thing that a homeowner can do is nothing at all. By being proactive, a borrower can often find viable alternatives to foreclosure and a short sale is one of the most popular and realistic options. For those who are facing the prospect of a foreclosure, a short sale might be the right option.

Real estate short sales can be complicated for everyone involved whether you’re a seller, buyer, investor, agent or even a bank. Our Free Short Sale Help was designed to clear up the complicated world of real estate short sales and make it possible for anyone who owes more on their mortgage than their home is worth to find their way.

So call us now to find out more about Short Sale Help:

Call Now: (888) 9-List-It.

That’s (888) 954-7848.

CALL US NOW TO LIST AND SELL YOUR HOUSE

Real Estate Short Sale Help

Short sales in California are a fact of life. No one wants to short sale their home. But if you need to, you need to be informed. We can help. Just fill out the form below and we will get back to you A.S.A.P.:
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Bank of America Short Sale Incentive Programs

Bank of America has great short sale incentive programs. Some of these programs offer cash incentives to homeowners for completing a successful short sale. Incentives offered varies by personal situation but ranges in the amounts of $2,500 to $30,000. Here’s a...

Beaumont Short Sale

Beaumont Short Sale Help Get professional short sale help from experienced Beaumont Short Sale Experts. Contact us using the Beaumont Real Estate Short Sale Help Now form below, or click here to use our Real Estate Short Sale Formula , that analyzes...

Buying or Selling a Home

Thank you for your interest regarding buying or selling your home! Please fill out the simple contact form below and we will contact you as soon as possible: Or call or text us direct at (951) 490-3698 or (951) 490-3683

FORECLOSURE PREVENTION LIBRARY

C.A.R.'s Foreclosure Prevention Library is a FREE library consisting of 10 short documents explaining how homeowners can avoid foreclosure and foreclosure scams.  Each page contains helpful information for homeowners who are facing the possibility of f...

Proposition 8 – Property Tax Relief

What Is Proposition 8? Owners of properties that have suffered a decline in market value may be eligible for temporary property tax relief. In 1978, California voters passed Proposition 8, a constitutional amendment that allows a temporary reduction...

TIPS FOR A SHORT SALE SELLER

As a seller attempting a short sale, you want to be at the top of your game. To succeed, you not only have to find a buyer for your home, but also convince your mortgage lender to accept a loan payoff of less than what you owe. A short sale can be a long...

TIPS FOR A SHORT SALE BUYER

Buying in a short sale transaction can be a boom or bust (or something in between). In a short sale, the property is "upside down," which means the seller owes more on the mortgage loan than the property's value. The short sale seller and buyer enter...

FORECLOSURE OR SHORT SALE

Homeowners facing foreclosure often wonder whether a "short sale" is a better alternative. The answer depends on who's asking. Foreclosures and short sales affect different people differently, depending on their financial situations, priorities, goals,...

FORECLOSURE PREVENTION RESOURCES

Facing foreclosure can be overwhelming, but help may be just a phone call or a few computer clicks away. If you cannot make your mortgage payments, speaking with a housing counselor or other professional may help you determine what the consequences are...

SHORT SALE PROCESS

As if selling a home is not hard enough, many California homeowners face the added challenge of selling short. To do a short sale, you have to find a buyer and convince your mortgage lender to accept a loan payoff of less than what you owe. A short sale...

FORECLOSURE TIMELINE

If you're facing foreclosure, you may find it challenging just understanding the foreclosure procedures your lender will use to sell your property to satisfy your debt. Yet, you may want to beat the clock by selling your home yourself or pursuing another...

HOMEOWNER LIABILITY AFTER FORECLOSURE

Foreclosure has many harsh realities. Even if you lose your home through foreclosure, you may still be personally responsible for the difference between your mortgage loan balance and what your property is worth. This difference owed to your lender is...

AVOIDING FORECLOSURE SCAMS

The best approach for avoiding foreclosure-related scams can be described in two words: Get tough. Being easy-going may work in social settings, but it's all wrong when you're facing foreclosure. Scam artists will intentionally seek you out. They hope...

ALTERNATIVES TO FORECLOSURE

Facing the prospect of foreclosure can be overwhelming, but less so if you know your other options. Homeowners with distressed loans often ignore their alternatives to foreclosure until it's too late. Don't make that mistake. Consider your other options...
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Garrigus Real Estate Guarantee

Every day, we strive to serve our clientele to the best of our professional ability. Along with the REALTOR® Code of Ethics and Standards of Practice , we owe our clients every ounce of our efforts, including honesty, integrity, professionalism, a...

Holiday Bloopers 2013

Taking holiday pictures with kids can be tough! We thought "Why let these fun pics go to waste? Let's share them with our family and friends for your enjoyment!" Some are funnier than others, and our younger son, Tatem seems to be the jokester this year!...

Kimberly Crest Victorian Castle House and Pond - Redlands CA

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Our Home Selling Process

Our Home Selling Process

Sample of Common Steps to List and Sell Your Home Prepare our proprietary REAL HOME VALUE report to establish your home’s fair market value. Research your property’s title,  neighborhood and city specifics, including any possible HOAs, M...

Real Estate Information Library

This page compiles all of this website's real estate information and resources sorted by primary topic for easy location and browsing. If you have a question or require information you're unable to locate here, we encourage you to use our Contact Us form...

REAL ESTATE PICTURES AND PHOTOS

Below you will find a full collection of various real estate photographs, pictures and images. They are categorized by description and type of photograph it is. We have worked very hard to photograph each and every picture listed here and taken the time...

Brick wall block with wrought iron fence vines garden bushes around it

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Cutout Style Picture Drawing of House

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Upclose Small Green Leaves Plant with Green Blurry Background

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Victorian Garden Lady Statue Fountain Palm Trees

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Vines green and tangled with fence and sun peeking from background

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REAL ESTATE SHORT SALE FORMULA

REAL ESTATE SHORT SALE FORMULA

A Sample of Cities We Handle Short Sales In: Arrowbear Short Sales Banning Short Sales Beaumont Short Sales Big Bear Short Sales Bloomington Short Sales Blue Jay Short Sales Cabazon Short Sales California...

REALTORS

Realtor®

REDLANDS CA HOMES FOR SALE

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REDLANDS CA HOMES FOR SALE

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Redlands Short Sale

Redlands Short Sale Help Get professional short sale help from experienced Redlands Short Sale Experts. Contact us using the Redlands Real Estate Short Sale Help Now form below, or click here to use our Real Estate Short Sale Formula , that analyzes...

RIALTO CA HOMES FOR SALE

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RIVERSIDE CA HOMES FOR SALE

[idx-listings city="Riverside" orderby="DateAdded" orderdir="DESC" count="50" showlargerphotos="true"]

Riverside County

Riverside County CA Cities: [wpcol_1half id="" class="" style=""] Banning Beaumont Blythe Calimesa Canyon Lake Cathedral City Coachella Corona Desert Hot Springs Eastvale Hemet Indian Wells Indio...

RIVERSIDE COUNTY CA HOMES FOR SALE

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San Bernardino County

San Bernardino County CA Cities: [wpcol_1half id="" class="" style=""] Adelanto Apple Valley Barstow Big Bear Lake Chino Chino Hills Colton Crestline Fontana Grand Terrace Hesperia Highland...

SAN BERNARDINO COUNTY CA HOMES FOR SALE

[idx-listings county="San Bernardino" statuses="1,2" propertytypes="513" orderby="DateAdded" orderdir="DESC" count="50" showlargerphotos="true"]

SAN JACINTO CA HOMES FOR SALE

[idx-listings city="San Jacinto" orderby="DateAdded" orderdir="DESC" count="50" showlargerphotos="true"]

Search Homes For Sale

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SELL MY HOME NOW

Are you ready to sell your home? We can provide you with the professional guidance you deserve, and market and advertise your property for sale with all the cutting edge technological techniques and proven traditional advertising available. Click...

TEMECULA CA HOMES FOR SALE

[idx-listings city="Temecula" orderby="DateAdded" orderdir="DESC" count="50" showlargerphotos="true"]

THOUSAND PALMS CA HOMES FOR SALE

[idx-listings city="Thousand Palms" orderby="DateAdded" orderdir="DESC" count="50" showlargerphotos="true"]

TWENTYNINE PALMS CA HOMES FOR SALE

[idx-listings city="29 Palms" orderby="DateAdded" orderdir="DESC" count="50" showlargerphotos="true"]

UPLAND CA HOMES FOR SALE

[idx-listings city="Upland" orderby="DateAdded" orderdir="DESC" count="50" showlargerphotos="true"]

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Garrigus Real Estate is committed to facilitating the accessibility and usability of this website for all our consumers, including people with disabilities. We strive to meet the standards of the World Wide Web Consortium's Web Content Accessibility...

WRIGHTWOOD CA HOMES FOR SALE

[idx-listings city="Wrightwood" orderby="DateAdded" orderdir="DESC" count="50" showlargerphotos="true"]

YUCAIPA CA HOMES FOR SALE

[idx-listings city="Yucaipa" orderby="DateAdded" orderdir="DESC" count="50" showlargerphotos="true"]

YUCCA VALLEY CA HOMES FOR SALE

[idx-listings city="Yucca Valley" orderby="DateAdded" orderdir="DESC" count="50" showlargerphotos="true"]

SHORT SALE INFO

Valuable Short Sale Information Valuable Short Sale Tips Why Hire a REALTOR® The Right Approach Learn About Short Sales Know Your Stuff The Price is Right Not Just Any Buyer Will Do Where Do You Go From There? ...

Beaumont CA Short Sale REALTORS®

SHORT SALE BEAUMONT CA (Click Here to Get Started Now) BEAUMONT SHORT SALE AGENTS: Short sales in Beaumont are less and less prolific these days. During the market crash and recovery, a considerable percentage of the real estate market were...

Redlands CA Short Sale REALTORS®

REDLANDS SHORT SALE (Click Here to Get Started Now) Short sales in Redlands are less and less prolific these days. During the market crash and recovery, a considerable percentage of the real estate market were short sales. But a short sale...

FOR HOME BUYERS

Welcome brave homebuyer! We know how exciting buying a home can be, whether its your first home, or your next home! We also know how nerve-wracking and scary it can be too. Unfortunately, those fears are not unfounded. There are many pitfalls to fall...

Mortgage & Other Calculators

Home buying can be intimidating. Having your mortgage, payment and other numbers worked out is imperitive. This page is dedicated to mortgage, loan and other home buying calculators to help you achieve that! Quick & Easy Mortgage Calculator ...

How Much is My Home Worth?

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REAL ESTATE BLOG

Home Prices Rebound

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NEW YORK (CNNMoney) — In another sign of a turnaround in the long-battered real estate market, average home prices rebounded in July to the same level as they were nine years ago.

According to the closely watched S&P/Case-Shiller national home price index, which covers more than 80% of the housing market in the United States, the typical home price in July rose 1.6% compared to the previous month.

It marked the third straight month that prices in all 20 major markets followed by the index improved, and it would have been the fourth straight month of improvement across the full spectrum if not for a slight decline in Detroit in April.

The index was up 1.2% compared to a year earlier, an improvement from the year-over-year change reported for June. While home prices have been showing a sequential change in recent months, it wasn’t until June that prices were higher than a year earlier.

The July reading matched levels last seen in summer 2003, when the market was marching toward its peak in 2006. The collapse of the market after that led to the financial crisis of 2008.

“The news on home prices in this report confirm recent good news about housing,” said David Blitzer, Chairman of the Index Committee at S&P Dow Jones Indices. “Single-family housing starts are well ahead of last year’s pace, existing home sales are up, the inventory of homes for sale is down and foreclosure activity is slowing.”

Record low mortgage rates and a tighter supply of homes available for sale have helped to lift home prices. Lower unemployment also has helped with home prices, although job growth in recent months has been slower than hoped.

Earlier this month, the Federal Reserve announced it would buy $40 billion in mortgage bonds a month for the foreseeable future. This third round of asset purchases by the central bank, popularly known as QE3, is its effort to jump start the economy through even lower home loan rates.

Related: Best home deals in Best Places

Mike Larson, real estate analyst with Weiss Research, said part of the improvement in the housing market is due to investors using the low mortgage rates to buy up homes that are in foreclosure and renting them in a strong rental market.

But he said that he doesn’t think there’s much chance of housing prices forming any kind of new bubble in the foreseeable future.

“Clearly the worst is behind us for this market., but this is not a market that is going to take off again,” he said. “While you have a firming up, you still have tight lending standards and people who have been burned are reluctant or unable to get back in the market.” He predicts it will take several more years before housing prices can gain more than 1% to 2% a year.

Related: Buy or rent? 10 major cities

But that is good news for a housing market that was plagued by plunging home values and high foreclosure rates for much of the last six years. And the good news has the potential to build on itself, said Joseph LaVorgna, chief U.S. economist for Deutsche Bank.

“Housing remains a rare bright spot in an economy that is otherwise muddling through,” he wrote in a note to clients Tuesday. “The price trend for housing is significant, because it provides economic stimulus via stronger household balance sheets.”

Correction: An earlier version of this article incorrectly reported that home prices had reached a 9-year high. In fact, they rebounded to the level last seen in summer 2003, before their peak several years later. To top of page

CALL US NOW TO LIST AND SELL YOUR HOUSE

First Published: September 25, 2012: 9:02 AM ET

WONDERING WHAT A LOMA LINDA SHORT SALE IS AND HOW IT CAN HELP YOU? LOMA LINDA SHORT SALE

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WONDERING WHAT A LOMA LINDA SHORT SALE IS AND HOW IT CAN HELP YOU? LOMA LINDA SHORT SALE

  • Are you worried about foreclosure on your Loma Linda CA house?
  • Is your Loma Linda house under-water?
  • Have you missed mortgage payments, or having difficulties paying them?
  • Have you experienced a loss in income, unexpected expenses, divorce or other hardship?
  • Do you just want out of your Loma Linda CA house and it’s payments?

We can help! Call us today to discuss your Loma Linda real estate options: (888) 9-List-It. That’s (888) 954-7848.

Get the commitment to quality customer service you deserve.Short Sale

A successful Loma Linda CA short sale transaction requires experience, patience and the ability to find solutions. As your Loma Linda listing agent, we will provide you the following professional services:

  • Determine the requirements of your lender to approve your Loma Linda CA short sale.
  • Facilitate the submission of all required documents from you and your lender(s), including a “hardship letter” that communicates to your mortgage holder(s) changes in income, expenses and other difficulties.
  • Determine a listing price for your Loma Linda home, and market it for sale to Loma Linda home buyers and their Loma Linda real estate agents, utilizing the internet and other avenues of home selling exposure.
  • Communicate regularly with your lender(s) and their negotiator(s) to ensure a successful closing.

Call now for a FREE and confidential Loma Linda real estate consultation: (888) 9-List-It. That’s (888) 954-7848.

Or use the contact form below and we will get back to you as soon as possible:

CALL US NOW TO LIST AND SELL YOUR HOUSE[quick_contact]

Find a Short Sale Listing Agent in Loma Linda CA / Loma Linda Short Sale Real Estate Agent / Short Sale REALTOR Loma Linda CA

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Find a Short Sale Listing Agent in Loma Linda CA / Loma Linda Short Sale Real Estate Agent / Short Sale REALTOR Loma Linda CA

 

It is easy for Loma Linda CA home sellers to find many listing real estate agents to list their Loma Linda CA home, but if you need to find a Loma Linda short sale listing agent, the task will be more difficult. A short sale real estate agent does much more than take pictures and put your Loma Linda home in the MLS (Multiple Listing Service) and put a sign in the yard.

 

The Loma Linda CA short sale agent also handles negotiations with your bank or banks. If your Loma Linda real estate agent has no experience dealing with short sales, loss mitigation and bank negotiators, you, the seller, may suffer. Most of our real estate home listings and sales in Riverside and San Bernardino Counties have been short sales. Our other home sales consist mainly of foreclosure REO listings, so we know what banks want and how to get a Loma Linda CA short sale successfully closed. Loma Linda CA short sales can be difficult, tedious and tough to negotiate. Never use an inexperienced real estate agent to negotiate your Loma Linda short sale. You may pay the ultimate financial price for their lack of knowledge and experience.

 

Are You Searching for a Short Sale Listing Agent in Loma Linda California?

 

Foreclosures and short sales have been prevalent in Loma Linda since the housing downturn, and many real estate agents began marketing themselves as short sale specialists. Some of these agents have little or no short sale experience. Ask them how many short sales they have listed in the past year. If they have listed and closed none or very little, they may not possess the skills to successfully close your Loma Linda CA short sale.

 

Our Short Sale Resume

 

We have closed many short sales and list 20 to 30 listings at a time. We do not share this to impress you, but to impress upon you the experience we have in short sale negotiations. We successfully close 98% of our short sale listings and work very hard to ensure our client’s needs are met.

 

A short sale can be the best option for you in these trying times. If you are ready to short sell your Loma Linda CA home, or if you have questions about how a short sale works, call us and let’s talk. Best of all, we offer our real estate short sale services for free. We will never charge you a single dime for the short sale negotiation. So call now to find out if a short sale is right for you. Call us toll free at (888) 9-List-It. That’s (888) 954-7848.


Here’s our other websites to assist you:

Loma Linda CA Short Sale Specialists

List & Sell Your Loma Linda Home Now

Loma Linda CA Real Estate Agents

Real Estate Agents and REALTORS in Loma Linda, California

CALIFORNIA SHORT SALE AGENTS

CALL US NOW TO LIST AND SELL YOUR LOMA LINDA CA HOUSE

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SHORT SALE LOMA LINDA CA | LOMA LINDA CA SHORT SALES | SHORT SALE AGENTS LOMA LINDA | LOMA LINDA SHORT SALE REALTORS

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SHORT SALE LOMA LINDA CA | LOMA LINDA CA SHORT SALE | SHORT SALE AGENTS LOMA LINDA | LOMA LINDA SHORT SALE REALTORS

Each bank processes Loma Linda CA short sales differently so to better understand your situation and if you would be a good candidate for a Loma Linda short sale you need to examine the following information:

1. How many loans do you have on the Loma Linda CA property?

2. Who are the mortgage holder(s) for this Loma Linda house?

3. Have you stopped making payments, and if yes, how long ago?

4. Do you have an HOA, and if yes, are you behind on the HOA dues? If you are behind on the HOA dues, how many payments have you missed?

5. Is the home in a 55+ Loma Linda CA community?

6. Is the Loma Linda house your primary residence? If yes, do you still reside in the Loma Linda CA home? If no, do you have a tenant in the property?

7. Have you ever refinanced the Loma Linda house?

8. Have you ever taken cash or received a check out of your Loma Linda CA home loan?

9. Have you recently claimed Bankruptcy or do you have any other judgments against you? (i.e. Child support, alimony, etc.)

10. What type of loan did you purchase the Loma Linda property with: VA, FHA, Conventional or other type of incentive loan program?

You would also be required to supply the following documents to complete your short sale application; these items would be required from your Loma Linda mortgage holder(s) to be considered for a Loma Linda CA short sale:

  • 2 months bank statements
  • 2 months check stubs
  • 2 years tax returns
  • Letter of Explanation why you need a short sale
  • Mortgage holder application form (Which we can provide to you once we know who the mortgage holder(s) is/are)

 

This is, and there are, a lot to consider when doing a short sale in Loma Linda CA. We handle our Loma Linda CA short sales all “in house” with an affiliated escrow company; we handle our short sales from start to finish. Our services are at no charge to you, the cost of the sale is paid from your mortgage holder(s).

The short sale is initiated by listing the Loma Linda, California property. We then market the Loma Linda house to potential buyers. Once a buyer is obtained we then submit all the above documents with your listing agreement, buyer information and purchase agreement, buyer proof of funds, and an estimated pay off to the mortgage holder(s). The mortgage holder(s) then begin their process of review. This consists of assigning a bank negotiator to the file, ordering appraisal(s) and valuations of the Loma Linda CA home, at the banks expense, and comparing all the numbers for release. A typical Loma Linda short sale process takes 3-6 months for bank review depending on who the mortgage holder(s) are. We are in direct contact with the mortgage holder(s) on a regular basis to negotiate the terms of the sale.

Please understand the idea behind a Loma Linda CA short sale is to release you from the mortgage with no money or contribution out of pocket and with full deficiency release. Hopefully this provides some clarity on how a short sale works.

If you are interested in selling your home short, we are experienced and effective short sale agents /short sale REALTORS that can sell your home in Loma Linda CA. If you would like us to further investigate if you are a viable candidate for a short sale you can call us anytime at (888) 9-List-It. That’s (888) 954-7848.

Or just email us at: GarrigusRealEstate@yahoo.com

 

CALL US NOW TO SELL YOUR HOUSE: 1 (888) 9-LIST-IT

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