Redlands CA Archives » California Short Sales

If you’re Redlands home is under-water or you are having difficulty paying the mortgage, a Redlands short sale may be a great option for you. Redlands short sales are more and more prolific these days and many banks and lenders tend to approve a short sale as apposed to foreclosing.

Are you wondering about tax implications?
Are you concerned about the damage your credit will take from a Redlands short sale or foreclosure?
Are you wondering how a Redlands short sale will affect a future home purchase?

If you’re considering short selling your Redlands home you need information. Short sales can be complicated and tricky to negotiate. Don’t hire just any real estate agent. Hire the best Redlands short sale experts.

We have negotiated and sold numerous short sales and have a high success rate. Over 98% of all short sales we list successfully sell, and we protect our clients for the many pitfalls of a Redlands short sale. Don’t make the mistake many have by choosing the wrong Redlands REALTOR to handle your short sale.

Call us now and let’s talk about your unique situation:

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Call Now (888) 9-List-It.

That’s (888) 954-7848.

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Or use our Real Estate Short Sale Formula Below to see if you qualify:

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A Quick Guide to Real Estate Short Sales

December 7, 2012 By GarrigusRealEstate

Short Sale Agents arrange with mortgage lenders to agree to accept a mortgage payoff that falls short of the balance that is owed by a borrower. In other words, a bank agrees to accept less than what is owed on a borrower’s mortgage. Foreclosure is avoided through the short sale process, which is the primary goal so that the borrower’s credit is not severely damaged as it would be through a foreclosure. If a foreclosure is imminent short sale can help soften the blow.

A foreclosure can seriously affect an individual’s credit and financial future. As a result, and because of the stress that the foreclosure process can cause, most homeowners are willing to consider just about any alternative. When facing foreclosure, the worst thing that a homeowner can do is nothing at all. By being proactive, a borrower can often find viable alternatives to foreclosure and a short sale is one of the most popular and realistic options. For those who are facing the prospect of a foreclosure, a short sale might be the right option.

Real estate short sales can be complicated for everyone involved whether you’re a seller, buyer, investor, agent or even a bank. Our Free Short Sale Help was designed to clear up the complicated world of real estate short sales and make it possible for anyone who owes more on their mortgage than their home is worth to find their way.

So call us now to find out more about Short Sale Help:

Call Now: (888) 9-List-It.

That’s (888) 954-7848.

Real Estate Short Sale Help

Short sales in California are a fact of life. No one wants to short sale their home. But if you need to, you need to be informed. We can help. Just fill out the form below and we will get back to you A.S.A.P.:

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Bank of America Short Sale Incentive Programs

Bank of America has great short sale incentive programs. Some of these programs offer cash incentives to homeowners for completing a successful short sale. Incentives offered varies by personal situation but ranges in the amounts of $2,500 to $30,000. Here’s a...

Beaumont Short Sale

Beaumont Short Sale Help Get professional short sale help from experienced Beaumont Short Sale Experts. Contact us using the Beaumont Real Estate Short Sale Help Now form below, or click here to use our Real Estate Short Sale Formula , that analyzes...

Buying or Selling a Home

Thank you for your interest regarding buying or selling your home! Please fill out the simple contact form below and we will contact you as soon as possible: Or call or text us direct at (951) 490-3698 or (951) 490-3683

FORECLOSURE PREVENTION LIBRARY

C.A.R.'s Foreclosure Prevention Library is a FREE library consisting of 10 short documents explaining how homeowners can avoid foreclosure and foreclosure scams. Each page contains helpful information for homeowners who are facing the possibility of f...

Proposition 8 – Property Tax Relief

What Is Proposition 8? Owners of properties that have suffered a decline in market value may be eligible for temporary property tax relief. In 1978, California voters passed Proposition 8, a constitutional amendment that allows a temporary reduction...

TIPS FOR A SHORT SALE SELLER

As a seller attempting a short sale, you want to be at the top of your game. To succeed, you not only have to find a buyer for your home, but also convince your mortgage lender to accept a loan payoff of less than what you owe. A short sale can be a long...

TIPS FOR A SHORT SALE BUYER

Buying in a short sale transaction can be a boom or bust (or something in between). In a short sale, the property is "upside down," which means the seller owes more on the mortgage loan than the property's value. The short sale seller and buyer enter...

FORECLOSURE OR SHORT SALE

Homeowners facing foreclosure often wonder whether a "short sale" is a better alternative. The answer depends on who's asking. Foreclosures and short sales affect different people differently, depending on their financial situations, priorities, goals,...

FORECLOSURE PREVENTION RESOURCES

Facing foreclosure can be overwhelming, but help may be just a phone call or a few computer clicks away. If you cannot make your mortgage payments, speaking with a housing counselor or other professional may help you determine what the consequences are...

SHORT SALE PROCESS

As if selling a home is not hard enough, many California homeowners face the added challenge of selling short. To do a short sale, you have to find a buyer and convince your mortgage lender to accept a loan payoff of less than what you owe. A short sale...

FORECLOSURE TIMELINE

If you're facing foreclosure, you may find it challenging just understanding the foreclosure procedures your lender will use to sell your property to satisfy your debt. Yet, you may want to beat the clock by selling your home yourself or pursuing another...

HOMEOWNER LIABILITY AFTER FORECLOSURE

Foreclosure has many harsh realities. Even if you lose your home through foreclosure, you may still be personally responsible for the difference between your mortgage loan balance and what your property is worth. This difference owed to your lender is...

AVOIDING FORECLOSURE SCAMS

The best approach for avoiding foreclosure-related scams can be described in two words: Get tough. Being easy-going may work in social settings, but it's all wrong when you're facing foreclosure. Scam artists will intentionally seek you out. They hope...

ALTERNATIVES TO FORECLOSURE

Facing the prospect of foreclosure can be overwhelming, but less so if you know your other options. Homeowners with distressed loans often ignore their alternatives to foreclosure until it's too late. Don't make that mistake. Consider your other options...

Garrigus Real Estate Guarantee

Every day, we strive to serve our clientele to the best of our professional ability. Along with the REALTOR® Code of Ethics and Standards of Practice , we owe our clients every ounce of our efforts, including honesty, integrity, professionalism, a...

Holiday Bloopers 2013

Taking holiday pictures with kids can be tough! We thought "Why let these fun pics go to waste? Let's share them with our family and friends for your enjoyment!" Some are funnier than others, and our younger son, Tatem seems to be the jokester this year!...

Kimberly Crest Victorian Castle House and Pond - Redlands CA

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Our Home Selling Process

Sample of Common Steps to List and Sell Your Home Prepare our proprietary REAL HOME VALUE report to establish your home’s fair market value. Research your property’s title, neighborhood and city specifics, including any possible HOAs, M...

Real Estate Information Library

This page compiles all of this website's real estate information and resources sorted by primary topic for easy location and browsing. If you have a question or require information you're unable to locate here, we encourage you to use our Contact Us form...

REAL ESTATE PICTURES AND PHOTOS

Below you will find a full collection of various real estate photographs, pictures and images. They are categorized by description and type of photograph it is. We have worked very hard to photograph each and every picture listed here and taken the time...

Brick wall block with wrought iron fence vines garden bushes around it

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Cutout Style Picture Drawing of House

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Upclose Small Green Leaves Plant with Green Blurry Background

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Victorian Garden Lady Statue Fountain Palm Trees

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Vines green and tangled with fence and sun peeking from background

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REAL ESTATE SHORT SALE FORMULA

A Sample of Cities We Handle Short Sales In: Arrowbear Short Sales Banning Short Sales Beaumont Short Sales Big Bear Short Sales Bloomington Short Sales Blue Jay Short Sales Cabazon Short Sales California...

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REDLANDS CA HOMES FOR SALE

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REDLANDS CA HOMES FOR SALE

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Redlands Short Sale

Redlands Short Sale Help Get professional short sale help from experienced Redlands Short Sale Experts. Contact us using the Redlands Real Estate Short Sale Help Now form below, or click here to use our Real Estate Short Sale Formula , that analyzes...

RIALTO CA HOMES FOR SALE

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RIVERSIDE CA HOMES FOR SALE

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Riverside County

Riverside County CA Cities: [wpcol_1half id="" class="" style=""] Banning Beaumont Blythe Calimesa Canyon Lake Cathedral City Coachella Corona Desert Hot Springs Eastvale Hemet Indian Wells Indio...

RIVERSIDE COUNTY CA HOMES FOR SALE

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San Bernardino County

San Bernardino County CA Cities: [wpcol_1half id="" class="" style=""] Adelanto Apple Valley Barstow Big Bear Lake Chino Chino Hills Colton Crestline Fontana Grand Terrace Hesperia Highland...

SAN BERNARDINO COUNTY CA HOMES FOR SALE

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SAN JACINTO CA HOMES FOR SALE

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Search Homes For Sale

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SELL MY HOME NOW

Are you ready to sell your home? We can provide you with the professional guidance you deserve, and market and advertise your property for sale with all the cutting edge technological techniques and proven traditional advertising available. Click...

TEMECULA CA HOMES FOR SALE

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THOUSAND PALMS CA HOMES FOR SALE

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TWENTYNINE PALMS CA HOMES FOR SALE

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UPLAND CA HOMES FOR SALE

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Garrigus Real Estate is committed to facilitating the accessibility and usability of this website for all our consumers, including people with disabilities. We strive to meet the standards of the World Wide Web Consortium's Web Content Accessibility...

WRIGHTWOOD CA HOMES FOR SALE

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YUCAIPA CA HOMES FOR SALE

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YUCCA VALLEY CA HOMES FOR SALE

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SHORT SALE INFO

Valuable Short Sale Information Valuable Short Sale Tips Why Hire a REALTOR® The Right Approach Learn About Short Sales Know Your Stuff The Price is Right Not Just Any Buyer Will Do Where Do You Go From There? ...

Beaumont CA Short Sale REALTORS®

SHORT SALE BEAUMONT CA (Click Here to Get Started Now) BEAUMONT SHORT SALE AGENTS: Short sales in Beaumont are less and less prolific these days. During the market crash and recovery, a considerable percentage of the real estate market were...

Redlands CA Short Sale REALTORS®

REDLANDS SHORT SALE (Click Here to Get Started Now) Short sales in Redlands are less and less prolific these days. During the market crash and recovery, a considerable percentage of the real estate market were short sales. But a short sale...

FOR HOME BUYERS

Welcome brave homebuyer! We know how exciting buying a home can be, whether its your first home, or your next home! We also know how nerve-wracking and scary it can be too. Unfortunately, those fears are not unfounded. There are many pitfalls to fall...

Mortgage & Other Calculators

Home buying can be intimidating. Having your mortgage, payment and other numbers worked out is imperitive. This page is dedicated to mortgage, loan and other home buying calculators to help you achieve that! Quick & Easy Mortgage Calculator ...

How Much is My Home Worth?

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REAL ESTATE BLOG

Home Prices Rebound

September 25, 2012 By GarrigusRealEstate

NEW YORK (CNNMoney) — In another sign of a turnaround in the long-battered real estate market, average home prices rebounded in July to the same level as they were nine years ago.

According to the closely watched S&P/Case-Shiller national home price index, which covers more than 80% of the housing market in the United States, the typical home price in July rose 1.6% compared to the previous month.

It marked the third straight month that prices in all 20 major markets followed by the index improved, and it would have been the fourth straight month of improvement across the full spectrum if not for a slight decline in Detroit in April.

The index was up 1.2% compared to a year earlier, an improvement from the year-over-year change reported for June. While home prices have been showing a sequential change in recent months, it wasn’t until June that prices were higher than a year earlier.

The July reading matched levels last seen in summer 2003, when the market was marching toward its peak in 2006. The collapse of the market after that led to the financial crisis of 2008.

“The news on home prices in this report confirm recent good news about housing,” said David Blitzer, Chairman of the Index Committee at S&P Dow Jones Indices. “Single-family housing starts are well ahead of last year’s pace, existing home sales are up, the inventory of homes for sale is down and foreclosure activity is slowing.”

Record low mortgage rates and a tighter supply of homes available for sale have helped to lift home prices. Lower unemployment also has helped with home prices, although job growth in recent months has been slower than hoped.

Earlier this month, the Federal Reserve announced it would buy $40 billion in mortgage bonds a month for the foreseeable future. This third round of asset purchases by the central bank, popularly known as QE3, is its effort to jump start the economy through even lower home loan rates.

Related: Best home deals in Best Places

Mike Larson, real estate analyst with Weiss Research, said part of the improvement in the housing market is due to investors using the low mortgage rates to buy up homes that are in foreclosure and renting them in a strong rental market.

But he said that he doesn’t think there’s much chance of housing prices forming any kind of new bubble in the foreseeable future.

“Clearly the worst is behind us for this market., but this is not a market that is going to take off again,” he said. “While you have a firming up, you still have tight lending standards and people who have been burned are reluctant or unable to get back in the market.” He predicts it will take several more years before housing prices can gain more than 1% to 2% a year.

Related: Buy or rent? 10 major cities

But that is good news for a housing market that was plagued by plunging home values and high foreclosure rates for much of the last six years. And the good news has the potential to build on itself, said Joseph LaVorgna, chief U.S. economist for Deutsche Bank.

“Housing remains a rare bright spot in an economy that is otherwise muddling through,” he wrote in a note to clients Tuesday. “The price trend for housing is significant, because it provides economic stimulus via stronger household balance sheets.”

Correction: An earlier version of this article incorrectly reported that home prices had reached a 9-year high. In fact, they rebounded to the level last seen in summer 2003, before their peak several years later.

Find CA homes for sale

First Published: September 25, 2012: 9:02 AM ET

BEHIND ON YOUR MORTGAGE PAYMENTS? ARE YOU CONSIDERING A REDLANDS CA SHORT SALE? WE CAN HELP….

June 22, 2012 By GarrigusRealEstate

BEHIND ON YOUR MORTGAGE PAYMENTS? ARE YOU CONSIDERING A REDLANDS CA SHORT SALE? WE CAN HELP….

First off, do you really understand what a foreclosure is? It’s when the bank repossesses a Redlands, California home due to non-payment of the mortgage.

And do you know what a Redlands short sale is? A short sale occurs when the bank is willing to take less than what the homeowner(s) owes on the property. The property is sold at fair market value (less than what is owed).

When should you call us for help? Now! Information can only empower you and help you understand your options and limitations.

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Why should you call?

If you’ve tried to refinance or get a loan modification with your loan servicer (who you send your mortgage payments to), but they either denied you or were unwilling to help you, call us!
Or maybe you would just rather not deal with the process and would like to let the Redlands home go, call us!
If you know you will soon be in trouble and unable to make the mortgage payments, call us!
If you are currently behind on your payments, call us!
If the foreclosure process has already started on your Redlands house, call us right now!

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Will a Redlands, California short sale hurt your credit? The short answer is yes, but the short answer ignores the fact that a short sale impacts your credit and ability to purchase in the future considerably less than a foreclosure. In fact, many Redlands short sale sellers are purchasing new homes soon after their short sale process is completed, depending on their individual situations.

A Redlands CA short sale indicates to future mortgage lenders that you took responsibility for your debt, and did not allow your home to go to foreclosure.

Plus a Redlands short sale allows you the protection of California bill SB458, which states that if a lender approves your Redlands CA short sale, they must consider the short sale as “payment without a balance owed” on the loan and cannot take legal action against you, the homeowner, for any possible deficiency. Please keep in mind that there are exceptions, so call us for your specific situation.

And Redlands, California short sales now do not have tax consequences IF the property is your primary residence. Again, each situation is different, so call us your details about yours.

Yes, the Redlands CA short sale process is difficult, time-consuming and even frustrating, but that is why you hire experienced and tough Redlands short sale real estate agents and negotiators like us, to help and guide you.

And the best part about hiring us is we never, ever charge short sale home sellers for our services. We collect our commission from the pockets of the banks holding your loans. And if we can’t help you, or if your short sale is denied, we make nothing, and you owe us nothing.

So call us! We can help:

(888) 9-List-It. That’s (888) 954-7848.

Real Estate Short Sale Help

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Or fill out our Real Estate Short Sale Formula Form for our analysis of your particular situation:

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Redlands California Short Sale Real Estate Agents – Redlands CA Short Sale REALTORS – Redlands Short Sale

April 14, 2012 By GarrigusRealEstate

Redlands California Short Sale Real Estate Agents – Redlands CA Short Sale REALTORS – Redlands Short Sale

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Call Us Now: 1 (888) 9-LIST-IT. That’s 1 (888) 954-7848.

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Many homeowners in Redlands California are having trouble paying their mortgage every month. Many houses and homes are worth considerably less than the mortgage owed. Some homes are worth less than half of the mortgaged amount! You may be behind in your house payment, or maybe not yet, but don’t let your house foreclose! A more prudent solution is to short sale that Redlands CA house.

But first you need to hire the #1 Redlands Short Sale Agents to help you with your difficult situation, and we offer our real estate services to you for free! We make our commission from the bank’s proceeds.

We are experienced Redlands short sale agents, and we have extensive short sale knowledge and negotiation skills, and we have worked with dozens of mortgage banks and lender’s, including but not limited to Bank of America, JP Morgan Chase, Wells Fargo, Citibank, Green Tree, Carrington, Seterus, EMC, PNC, IndyMac OneWest, Select Portfolio Solutions or SPS, ING Direct, credit unions and more. Whether you have one, two or more mortgage loans, we are able to offer you options. Our Short Sale Services assists California homeowners throughout Southern California, including Redlands California.

If you have questions about how to short sale your Redlands CA Home, how short sales work and the benefits a short sale can provide you, call us anytime at (888) 9-List-It. That’s (888) 954-7848.

We can answer your questions and provide you with an in-depth look at the short sale process and if short selling your Redlands CA house is a viable option for you. We are not salesmen. We tell it like it is and if a short sale is the best course of action for your individual situation (and many times a Short Sale is not our recommendation). We will give you honest assistance with your best interests in mind. Having the right Redlands CA real estate team assisting you can mean the difference between a financially destructive foreclosure, or short sale and a fresh start.

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Click Here to List and Sell Redlands CA Home

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Find CALIFORNIA SHORT SALE AGENTS

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Redlands California Short Sale Real Estate Agents – Redlands CA Short Sale REALTORS – Redlands Short Sale

April 5, 2012 By GarrigusRealEstate

Redlands California Short Sale Real Estate Agents – Redlands CA Short Sale REALTORS – Redlands Short Sale

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Call Us Now: 1 (888) 9-LIST-IT

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Click Here to List and Sell Redlands CA Home

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Find CALIFORNIA SHORT SALE AGENTS

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