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Let’s Celebrate Earth Day with Trash!

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Hey Southern California, I love ya! But you already knew that, didn’t you? You are my small slice of paradise on a beautiful planet that is unique in all the vastness of the Universe, at least based on humanity’s limited knowledge. You are a part of the only known planet in all the cosmos with oceans of Dihydrogen Monoxide, also known as life-sustaining water!

But our planet is wonderful even beyond H2O, which I’ve been known to enjoy a glass of every once in a while. Your planet also has vast forests, trees and plants of all colors, shapes and sizes. Your planet’s animals vary so much that it boggles my mind with billions of insects that are truly wonderful, although somewhat annoying at times! It also harbors birds that soar through the air with ease, creatures that burrow underground, killer animals like sharks and tigers, and even wonderful loving animals like dogs, cats, and other domesticated pets. And this is only a small list of the wonderful things Planet Earth has provided!

So, Southern California, I dedicate myself and ask others to join me in celebrating Earth Day today, April 22nd, 2017. I will commemorate the day and recognize the awesomeness of our Third Rock from the Sun by picking up trash whenever I can, where ever I can. I have a pretty busy day today, but keeping an eye out and simply bending over and picking up a piece of trash when I see it seems like a small sacrifice for our little Space Blueberry. I actually started yesterday when I walked to pick my kids up from school. I ended up with three pieces of trash that everyone else just walked passed!

But there are other things I can do to help clean up just a bit. Here’s my quick list. I encourage you to do a few of these suggestions too, or create your own if you like. As long as it helps clean up our home, even if it’s on a small scale, it matters:

  • Pick up trash from around my neighborhood
  • Strike up a conversation with my kids about not littering
  • Plant a tree, bush, or something else green
  • Make sure my lawn mower runs efficiently to lower it’s emissions
  • Fix any leaky faucets in or around my home
  • Walk when I can instead of driving
  • Pull the weeds around our house by hand instead of using herbicides
  • Find more things to include in the recycle bin instead of the trash can
  • Try to re-home unwanted items instead of throwing them away
  • Stop pouring oil down the storm drain (Just kidding! I’ve never done that! 🙂 )

So that’s my list, and that’s my pitch. We don’t have to do things that change the world on a global scale, but it would be nice to clean up where we live, even just a little. After all, it’s our home!

-Todd J Garrigus Broker, Garrigus Real Estate

tel:888-766-8363

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Garrigus Real Estate Welcomes Jacqueline Smith!

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Please help us in welcoming Jacqueline Smith, Garrigus Real Estate’s newest sales associate! But just because she is new to Garrigus Real Estate doesn’t mean she is new to the real estate industry. Jacqueline is a seasoned REALTOR® and has held her real estate license for 14 years and counting. We are very proud to have her as a part of our company!

Jacqueline is a mother, wife and true professional that enjoys health and fitness. Her interests also include music and traveling, spending time with her family and friends, and of course she loves the art of selling real estate!

Her commitment to her clients is unparalleled. She has sold homes and real estate all over Southern California, including the mountain areas to the high desert, and all over the Inland Empire. She lives in Grand Terrace and works right here in the East Valley assisting sellers and buyers achieve their real estate goals.

If you would like help listing your home for sale, or finding your dream home (or your first home!), call Jacqueline Smith today! She is ready to help you make your dreams come true!

Jacqueline Smith

(760) 265-4075

Redlands CA Housing Market Report – December 2016

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Here’s a report of the Redlands housing market for the month of December 2016, according to the MLS. This report states the total number of standard sales, short sales, foreclosures and other sales in Redlands, California. The chart also lists the Redlands pending sales, closed sales, and active listings.

The main point that jumps out of these numbers is the lack of available inventory. Even when you examine the active listings compared to the pending and backup listings, the numbers are low. Another glaring detail is the low number of distressed sales like foreclosures or short sales. That is actually a good indicator that Redlands has moved even further away from the housing market crash.

But the market does need to return to a more even balance of inventory. 2017 is expected to see more sellers list their homes and buyers attempting to purchase before interest rates get out of hand. If sellers don’t come out into the market expect prices to climb beyond affordable territory.

If you have any questions or you are considering buying or selling a home give us a call. We are local Realtors and have the experience to guide you through a successful real estate sale.

tel:888-766-8363

Redlands CA Housing Market Report - December 2016

TYPE OF LISTING/SALENUMBER REPORTED on MLS
Active Redlands Standard Sales20
Active Redlands Short Sales1
Active Redlands Foreclosure, REO & Bank-Owned Sales0
Active Redlands Probate, Auction & Other Sales0
Backup Redlands Standard Sales22
Backup Redlands Short Sales0
Backup Redlands Foreclosure, REO & Bank-Owned Sales1
Backup Redlands Probate, Auction & Other Sales2
Pending Redlands Standard Sales22
Pending Redlands Short Sales1
Pending Redlands Foreclosure, REO & Bank-Owned Sales1
Pending Redlands Probate, Auction & Other Sales0
Sold Redlands Standard Sales61
Sold Redlands Short Sales1
Sold Redlands Foreclosure, REO & Bank-Owned Sales2
Sold Redlands Probate, Auction & Other Sales0

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Top 5 New Year’s Resolutions if You Want to Buy a House in 2017

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So you want to buy a house in 2017? Here’s our TOP 5 and some very important New Year’s resolutions you should adopt if you want to purchase a home in the coming year according to our professional opinions:

1. Save Your Money!

Buying a home costs money, plain and simple. Even if you are purchasing with a 3.5% down FHA loan, you are still going to need some dinero to take care of any closing costs, down payments, deposits, home inspections, etc.. Yes, there are down payment assistance programs and other options you can take advantage of, but having a cash is never a bad thing, especially when buying a house.

2. Clean Your Credit Up

While you’re saving all of your monthly loot, you should also take care of any ugly stains on your credit. Your credit reports say to potential lenders that you will honor your commitment to a mortgage, or it says you won’t! Your credit and scores don’t need to be spotless and perfect, but the better they are the easier it will be to get a home loan, and you will get a better interest rate too!

3. Pay Off as Much Debt as You Can

A potential lender will look at how much you owe to creditors. They will use how much you owe and how much you make to determine how much they are willing you loan to you. If the cost of the house will put a strain on your finances from the start, the lender is going to be less likely to loan you that amount. And don’t make any major purchases or buy on credit! If you do, make sure to consult your lender, which brings us to #4….

4. Talk with a Good Lender / Get Pre-Qualified

A Good mortgage lender is a great place to really get a handle on what your financial situation needs to purchase the home of your dreams! They can tell you where you currently are are, and how to position your finances and credit to get the type of home you what. So yes, a good lender can help you with #1, #2 and #3 on this list! But when I say “Talk with a Good Lender”, don’t underestimate the emphasis on the word Good. A bad lender can really do some harm to your home buying goals. Just like every mechanic, doctor, and REALTOR® are NOT created equal, not every mortgage broker or lender is created equal either.

And of course get your pre-qualification if your finances are ready- better yet, get a pre-approval with full under-writing!

5. Start Shopping, But Be Honest with Yourself

Everyone wants a mansion on the hill overlooking the city. Unfortunately, these types of properties come with a price too high for most of us. Start shopping homes for sale but be aware that there are other buyers out there. These other buyers are your competition and help create the demand for the homes for sale. Sometimes there is a lot of buyers and the demand is high. Sometimes there are not and so the demand is low. There are a lot of factors that go into how hot the market is or isn’t. And just because you buy in a hot market doesn’t mean you got hosed and bought too high, and visa versa. Having a dependable and experienced REALTOR® can help you understand where the market is at, and what your negotiation strategies should be.

And be honest with what you can afford! Life and your circumstances WILL change over the years. Leave room in your payments and give yourself options for these changes!

Search Inland Empire Homes For Sale

Yeah, I know…. All of the above New Year’s resolutions were about money, but buying a home takes a lot of money and is the biggest purchase most people will buy in their lifetime! Here’s a couple other quick tips for buying a home:

  1. Educate yourself about the home buying process!
  2. Educate yourself about the area or areas you want to buy!
  3. Take your time and don’t jump into anything!
  4. Relax. Yes, this is a big deal, but if you are prudent you will be fine!
  5. Put the right types of professionals in your corner. Choose a real estate agent and lender you trust, that you feel comfortable with.

Good luck to you and have a Happy New Year! We wish you and your family all the best in 2017. Now I am off to celebrate with mine. We are having prime rib for our celebration!

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New listings this week in the Inland Empire

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So today is Christmas Eve-Eve! Also known as December 23rd. I hope you’re ready for fun and special times with your family and friends. Here at Garrigus Real Estate we wish you a very Merry Christmas and a happy New Year!

We are excited about what 2017 will bring and understand if you are planning on buying or selling a home even the Christmas Spirit doesn’t stop the shopping! 🙂 Below are all homes put on the market this week and for sale in Riverside and San Bernardino County! And if you have any questions or would like assistance please call or contact us anytime!

Search Riverside & San Bernardino County Homes

Positive Equity Up, Many U.S. Homes Still Underwater

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A Corelogic analysis of quarterly data from 2013 revealed expected, and unexpected, results of equity of mortgaged homes nationwide. According to the Corelogic report, 4 million homes gained value and moved into the black with positive equity in 2013, that is 42.7 million homes nationwide.

CorelogicAlso according to the same Corelogic analysis, 6.5, million homes are still underwater and with out equity, a.k.a. negative equity, by the end of 2013. That’s 13.3% of residential homes nationwide.

The quarterly growth rate of the Home Price Index also shows a slowdown quarter to quarter in 2013, which indicates the level of underwater homes will stay in the red for longer than many hoped.

So what does this means for Southern California homeowners and our real estate market? The answer depends on each unique situation. Homeowners cresting the equity line will either realize some return if selling, while others will experience a ‘wash sale’, which is a sale without any monetary realization, but not a short sale neither.

Are you considering buying or selling your Southern California home? Do you want to investigate further how much equity you could have, if any? Call or email us anytime to discuss your particular situation:

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